Peugeot Financial Services - GFV

The Seamless Way to Purchase Your Next Peugeot

The Guaranteed Future Value (GFV) is a car’s guaranteed future buy-back amount, as determined by Peugeot Financial Services.

 Under a GFV loan, on expiration of your loan term, depending on your personal circumstances, you will have up to three options; upgrade to a new model, retain the vehicle by paying us the GFV amount (which you may be eligible to refinance) or return the car. This arrangement is great for managing your cash flow, because with a GFV loan you will know exactly what your monthly payments will be. It also helps minimise the risks associated with fluctuating used car market conditions, so that if at the end of the loan term, the actual market value of the car has dropped below the guaranteed future value amount, Peugeot Financial Services will absorb the difference – because the value has been guaranteed.

 You could hand it back with nothing more to pay – even if the car’s market value happens to be much less than the GFV amount (subject to meeting Fair Wear and Tear conditions and kilometre allowance). Plus, the good news is that if the market trade-in valuation for your vehicle is worth more than the GFV, you may be able to upgrade your PEUGEOT, trade in the vehicle and pocket the difference.

 So, enjoy peace of mind and protection from fluctuating used car prices and let Peugeot Financial Services take the risk, not you.

The benefits are guaranteed too

The Benefits Are Guaranteed Too

A loan with a GFV agreement has several key benefits:

  • Provides peace of mind on the payout of your loan
  • Flexibility for those who prefer a new Peugeot more often
  • Your agreement can be tailored over 36 or 48 months and include either 15,000km or 20,000kms travelling distance annually
  • It may lower your monthly payments*
  • Multiple options at the end of the loan to suit your needs

*Lower monthly repayments compared to a similar term with no Guaranteed Future Value (GFV) or equivalent balloon final payment. Total interest charges will be higher if a GFV or balloon final payment is selected.

What Happens at The End of Your Term?

At the end of your term, you’ll have several options depending on what suits you at the time. You can:



Use your current car as a trade-in and upgrade to a new PEUGEOT.



Change nothing and keep driving your PEUGEOT. Just pay the final amount, which is the GFV. We can help you with finance if required.



Simply return your PEUGEOT and have nothing more to pay (providing your car meets Fair Wear & Tear Conditions and agreed KMs).

Start Your New Car Buying Journey

Start Your New Car Buying Journey

Patience might be a virtue, but a new PEUGEOT is better so start designing your new PEUGEOT now. With our online Build and Price tool you can choose the colour, specification and transmission for your new PEUGEOT .

Then once your dream PEUGEOT is built, book a test drive or send it to your preferred PEUGEOT retailer to start a discussion.

And of course, Peugeot Financial Services is here to support you with your financing needs.



The Guaranteed Future Value (GFV) is the minimum future value of your vehicle as determined by Peugeot Financial Services (PFS) and set out in your contract. At the end of your term, you can select from the three options: (1) trade-in the vehicle; (2) exercise the option to return the vehicle; or (3) retain the vehicle by paying the GFV, which is a lump sum owed at the end of the loan term after all monthly repayments have been made. If you decide to return your car at the end of your term, PFS, or another entity appointed by PFS, will purchase the vehicle from you for the GFV, subject to agreed kilometres and fair wear and tear conditions being met, which will be put against amounts outstanding under your Loan. Approved applicants only. Terms, conditions, fees and charges apply. Finance is provided by IFSA Pty Ltd ABN 39 651 319 774 trading as Peugeot Financial Services, managed by Allied Retail Finance Pty Ltd ABN 31 609 859 985 Australian Credit Licence 483211.